Visa Direct Taps Stablecoins to Unlock Faster Funding for Businesses<\/p>\n
Cross-border payments get a long overdue upgrade through Visa Direct\u2019s new stablecoin prefunding option.<\/p>\n
SAN FRANCISCO, October 06 2025 \u2013 The way businesses fund cross-border payments is about to get faster, smarter and more flexible. Today, Visa announced it will launch a stablecoin prefunding pilot through Visa Direct, its global money movement platform that connects 11B eligible cards, bank accounts, and wallets. This capability gives businesses a new way to move money globally \u2013 unlocking liquidity and modernizing treasury operations for the digital-first economy.
\nFor decades, moving money across borders has depended on slow, costly systems that tie up capital in advance. With this pilot, Visa Direct is testing stablecoins as a new funding source. The goal: reduce friction, unlock faster access to liquidity and give financial institutions more flexibility in how they manage global payouts.
\n\u201cCross-border payments have been stuck in outdated systems for far too long\u201d said Chris Newkirk, President, Commercial & Money Movement Solutions, Visa. \u201cVisa Direct\u2019s new stablecoins integration lays the groundwork for money to move instantly across the world, giving businesses more choice in how they pay.\u201d
\nWhy it matters
\n\u2022 Liquidity unlocked: Stablecoin prefunding frees businesses from parking large fiat balances in advance, keeping capital working while still ensuring payouts are covered.
\n\u2022 Modernized treasury: Institutions can move money in minutes instead of days, making liquidity management more dynamic and responsive.
\n\u2022 Predictability: Stablecoins provide a consistent settlement layer, reducing exposure to local currency volatility and stabilizing treasury operations.
\n\u2022 Lower cost \u2014 Increase pre-funding frequency without increasing costs
\nHow the pilot works
\n\u2022 Stablecoin pre-funding: Businesses send Visa stablecoins instead of fiat to cover payouts. Visa treats those stablecoins as \u201cmoney in the bank.\u201d
\n\u2022 Who it\u2019s for: Banks, remitters and financial institutions that need faster, more flexible ways to manage liquidity across borders.
\n\u2022 Availability: Visa is working with select partners that meet the pilot criteria, with plans to expand the pilot in 2026.
\nThe Visa Direct stablecoin pilot builds on Visa\u2019s broader commitment to building the future of money movement: one that is faster, more flexible and designed for the digital-first world. By combining the scale and trust of Visa\u2019s global network with the programmability of blockchain and by partnering with leading payment providers on prefunding use cases, Visa is helping modernize cross-border payments for businesses, financial institutions and consumers worldwide.<\/p>\n
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