ABHI Microfinance Bank and Finleap Financial Services have entered a strategic partnership to broaden access to digital loans and Buy Now, Pay Later solutions, aiming to make short-tenure credit more accessible across Pakistan. The collaboration will use Finleap’s Daira platform to deliver streamlined, technology-enabled lending options that suit everyday consumer needs.
For many individuals and small households, limited access to timely and affordable financing remains a key barrier to participation in the formal economy. By prioritising simple, transparent products, the partners intend to extend digital credit to those traditionally underserved by conventional banking channels, helping people manage cash-flow pressures and support small-scale consumption.
The initiative combines ABHI’s digital-first banking capabilities with Finleap’s technology-led lending model and emphasises responsible innovation and customer protection. Development and rollout of new credit products will follow regulatory requirements and industry best practices to ensure consumer safeguards are upheld.
The memorandum of understanding was signed in Islamabad by Mariam Pervaiz, Chief Commercial Officer of ABHI Microfinance Bank, and Sheikh Omer Nasim, Chief Executive Officer of Finleap Financial Services. Also present at the signing were members of both teams and Kabeer Naqvi, Entrepreneur in Residence at ABHI.
Leaders from both organisations said widening access to structured digital credit and embedded finance can strengthen financial resilience at the household level, stimulate local economic activity and contribute to a more inclusive digital financial ecosystem in Pakistan. The partnership is positioned as a practical step toward improving access to formal finance and bridging long-standing gaps in financial services.
