Pakistan

Driving Islamic digital banking with Zindigi partnership

Islamabad, December 30, 2025 — DIB Pakistan has entered a strategic partnership with Zindigi, the digital banking platform owned by JS Bank, to accelerate Islamic digital banking in Pakistan. The collaboration connects DIB Pakistan’s banking infrastructure with Zindigi’s app, enabling customers to open and operate a Shariah-compliant current account directly through the Zindigi interface.

Muhammad Ali Gulfaraz, CEO, DIB Pakistan said, “At DIB we are continuously working to deliver innovative, ethical and customer centric financial solutions. With this partnership we extend our services to Zindigi’s digital ecosystem in a win-win scenario for both organisations.” The move reflects DIB Pakistan’s aim to broaden access to Islamic digital banking while maintaining ethical and compliant operations.

Noman Azhar, Chief Officer, Zindigi stated, “This collaboration reflects our commitment to giving customers meaningful choice in how they bank. By introducing a fully Shariah-compliant Zindigi Islamic, we are making faith-aligned financial services more accessible, transparent, and digitally seamless.” Zindigi’s app-first approach is positioned to meet evolving consumer preferences and support financial inclusivity across urban and underserved communities.

The partnership will initially provide a Current Account facility integrated into the Zindigi app, with plans to scale into a broader set of digital financial offerings over time. Designed as a scalable and future-ready platform, the initiative aims to enhance security, simplify account access, and deliver convenient modern banking experiences for Pakistani customers seeking Islamic digital banking solutions.

By combining DIB Pakistan’s Shariah-compliant banking expertise with Zindigi’s digital distribution, both organisations are advancing the digitisation of financial services in Pakistan and creating new pathways for customers to manage their finances in line with their values.

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