ABHI Microfinance Bank Ltd. has signed a Super Agency Agreement with GoldFin to expand access to gold-backed financing across Pakistan. The agreement was formalised at a signing ceremony attended by Mariam Pervaiz, Chief Commercial Officer at ABHI, and Tariq Mohar, Chief Executive Officer of GoldFin Limited, alongside Kabeer Naqvi, Entrepreneur in Residence at ABHI, and senior representatives from both organisations.
Under the partnership, GoldFin branches will operate as service points for ABHI Microfinance Bank, leveraging shared vault infrastructure to deliver secure and efficient gold-backed financing. The collaboration combines ABHI’s banking expertise with GoldFin’s branch network to make gold-backed financing more accessible beyond urban centres.
Customers will benefit from a doorstep gold loan facility enabled by a dedicated mobile application. GoldFin’s trained agents will digitally receive and process customer requests through the app, allowing applicants to access gold-backed financing without visiting a branch and ensuring a faster, more convenient experience.
The agreement reflects a joint commitment to harnessing technology and innovation to broaden financial inclusion. By integrating digital processing and branch-based service points, the partners aim to scale gold-backed financing while maintaining security and customer convenience.
For many Pakistanis, especially those underserved by traditional credit channels, expanded access to gold-backed financing can provide vital short-term liquidity and formal credit alternatives. The collaboration strengthens ABHI’s portfolio of customer-focused banking solutions while enabling GoldFin to extend its reach across the country.
Both organisations emphasised that improving access to formal financing remains a priority and that innovative service models such as branch-based and doorstep financing can play a significant role in increasing convenience and bringing more customers into the formal financial system.
